There’s two parts to the application.
Part 1 takes 10 minutes and involves some basic information, along with your grades and financial aid award letter. Once you submit, you will know within 5-7 business days if you’ve moved on to part 2.
Part 2 involves a credit review. You’ll know within minutes if you qualify for a loan. If you accept a Sixup loan and act quickly, it can take up to 14 days for your money to reach your school (disbursement time will be based on date requested by school).