You can apply for a Sixup loan at any time, but we recommend that you apply as soon as you have your financial aid award letter and understand your financial need for the upcoming semester or school year.
Once an application is complete, it typically takes 1-2 weeks to get the money into your school's account. In this time we:
1) confirm your enrollment with the school
2) confirm the "gap" (amount needed) from the school
3) transfer the money to your school