Eligibility Guidelines

We're looking applicants who have demonstrated that they perform well academically and need a small loan to fill a financial gap for higher education. Here are some guidelines to decide if a Sixup loan is right for you:

Basic Eligibility (things that MUST be true about you):

  • You are a resident in a state we lend in
  • You are an undergraduate student or will be one at the time of the loan
  • You have admission to, or are enrolled full-time, in a four-year, non-profit, Title IV institution
  • You are a US citizen or permanent resident
  • You are 18 years of age (or the age of majority in your state)

Ideal candidates:

  • High-achieving with strong academic performance 
  • Your GPA is a 2.5 or higher 
  • Pell grantee, first generation college student or other underserved student
  • Have completed FAFSA and accepted all financial aid and work study offered to you
  • Have a minimum need of $2,500 (must exceed $3,000 for Georgia residents and must be at least $5,000 for residents of California and maximum need of $15,000 per academic year
  • Meet one of the following three student profiles:
    • In-college: student of 4-year colleges (no for-profit schools eligible) with a remaining financing gap after maximizing federal, state and institutional aid, scholarships and work study
    • Transfer: student transferring from a 2-year college to a 4-year college (no for-profit schools eligible)
    • Incoming first year: incoming first year student who needs some extra financing to fill the gap


See Also:

How does Sixup determine whether or not I get a loan?

Do I need a credit score in order to qualify? 

Where does Sixup currently lend?

Am I likely to get a loan?

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