Eligibility Guidelines

Here are some guidelines to decide if a Sixup loan is right for you. Please be aware that these are our minimum requirements, but we cannot confirm if we can offer you a loan or not until our evaluation of your completed application. 

Minimum Requirements:

  • You are a resident in a state we lend in
  • You are a student or will be one at the time of the loan pursuing an undergraduate degree (not a certificate)
  • You have admission to, or are enrolled full-time, in a four-year, non-profit, Title IV institution
  • You are a US citizen or permanent resident
  • You are 18 years of age (or the age of majority in your state).
  • Your GPA is a 3.0 or higher and you're meeting your school's SAP (Satisfactory Academic Progress) policy 
  • Have completed FAFSA and accepted all financial aid/awards
  • Have a minimum need of $2,500 (must exceed $3,000 for Georgia residents and $5,000 for residents of California)
  • Not exceed the maximum loan amount of $15,000 from Sixup per academic year
  • Meet one of the following three student profiles:
    • In-college: student of 4-year colleges (no for-profit schools eligible) with a remaining financing gap after maximizing federal, state and institutional aid, scholarships and work study
    • Transfer: student transferring from a 2-year college to a 4-year college (no for-profit schools eligible)
    • Incoming first year: incoming first year student who needs some extra financing to fill the gap


See Also:


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