Sixup provides responsible, affordable college loans to high-achieving, low-income students with little or no credit history (although if the student has one it will be taken into account). The Sixup loan is designed to help underfunded students upgrade to, and graduate from, more selective four-year colleges. We fund the gap between available financial aid and total cost of attendance.
Despite federal aid and private scholarships, most students still have on average $5,000-$10,000 per year of incremental costs, and that's the gap that Sixup helps to cover. We enable students to upgrade to more selective 4-year colleges which often have higher graduation rates, higher median income after graduation and thus better individual outcomes.